Mortgage Calculator

See your full monthly payment, including taxes, insurance, PMI and HOA dues, and how extra payments shorten your loan.

Home price

Monthly payment

Cash to close

Drag the home price or down payment to see your costs, or pick a monthly payment to see what price fits. Property taxes and homeowners insurance start at typical rates for the Omaha metro area. Fine-tune these and everything else below.

Mortgage Details

Home Value

Down Payment

Mortgage Amount

Interest Rate

Credit Scorecan affect PMI amount

PMI / year

Amortization Period

Property Taxes / year

Home Insurance / year

HOA Fees / month

Cash Needed to Close

Down Payment

Closing and Escrows

Seller Credits

−$

Subtracted from your cash to close

Total Cash to Close

Monthly Payment

Monthly Principal & Interest
Property Taxes
Homeowner's Insurance
PMI
HOA Fees
Total Monthly Payment

Loan Summary

First payment

Loan amount

Total interest

Total principal & interest

Payoff date

Show amortization schedule

Year	Principal	Interest	Balance

Estimates for informational purposes only. This is not a loan offer, rate quote or pre-approval. Actual rates, taxes, insurance, PMI and terms vary by lender, property and borrower. PMI is estimated from typical rates for your down payment and credit score, based on published mortgage insurance rate cards (for example, about 0.42% a year with 10% down and a 720–759 score) and is shown until the balance reaches 78% of the home value. Your actual PMI depends on your lender and full credit profile. Most conventional loans require a score of at least 620. Talk with a licensed mortgage lender for exact figures.